Since the start of the year, I'm hearing from other Realtors and some financial planners (including my own!) that we are feeling cautiously optimistic about the economy. Take a look at what the Boston Globe had to say about it on Friday. Interesting…
As we are aging (which of course we all are!) we wonder about how we are going to provide for long term care when the time comes. Especially with the future of Social Security and Medicare in question, what insurance coverage should we have in place? Is it life insurance, long term care insurance, or will VA benefits cover our needs? Take a look at the article at http://www.careforcalifornia.net/articles/article-2012-01-11.htm to answer some of these questions.
One of the the most difficult points in caring for a senior loved one is the realization that, due to dementia, they can no longer live on their own, and a caring community needs to be found. How do you know if an assisted living memory care facility will treat your loved well, with respect and dignity? What are the signals you need to look for? Take a look at this article from the Huffington Post by repsected LCSW Marguerite Manteau Rao for a good analysis of what to look for to assist with daunting process. http://www.huffingtonpost.com/marguerite-manteaurao/memory-care-communities_b_1155043.html
For years, you may have done everything you could think of to make the holidays glow for all around you. Whether it's cooking latkes, or trimming the biggest ree that could fit in your house, you did all you could to make the holidays as bountiful as possible for all around you. And at a certain point, it began to feel like all too much. What can you do to celebrate joyfully without knocking yourself out? This article from AARP has some great ideas http://www.aarp.org/personal-growth/life-long-learning/info-11-2011/things-never-do-again-during-holidays-mitchard.2.html. And however you celebrate this time of year, remember that it's about peace, and give some to yourself. Happy Holidays!
A fiduciary is a professional who serves as the trustee of a trust, managing investments or finances when there is no one else to do so, or even when there is, to assist those who can't or don't want to take care of this on their own. Fiduciaries will often advocate for clients with insurance plans, government agencies and pension plans. in addition they can function as conservators of estate or person, taking care of day-to-day needs as they arise. For more information about how a fiduciary can assist you or your loved ones, go to the Professional Fiduciary Association of CA http://www.pfac-pro.org/ohana/website/index.cfm?p=118001or take a look at the article at http://www.examiner.com/estate-planning-in-san-francisco/private-professional-fiduciary
As we approach the holidays, there is SO much to do. For those of us who are caregivers for a loved one, it can be a difficult and overwhelming time, and we wonder how to cope…one more time. Take a look at this article from the CA Care Plannning Council http://www.careforcalifornia.net/articles/article-2010-12-8.htm. And have a great Holiday Season!
Fiddling around with water heater blankets and foam outlet gaskets isn't the sexiest way to spend a weekend, but these tasks will help you stay warm and save money this winter. (Now that's sexy.) Take a look at this and if you need a referral to someone who can help you with doing the work, let me know!
Interesting article about helping seniors move. Checking it out at http://www.careforcalifornia.net/articles/article-2011-09-6.htm.
Interesting article in the NY Times last weekend about what Medicare does and does not pay for. The solution still appears to be unclear, but take a look: http://www.nytimes.com/2011/10/16/opinion/sunday/how-medicare-fails-the-elderly.html?_r=1&ref=medicare
The topicof our next Senior Transitions Seminar will be 'Thoughtful Estate Planning: Protecting Yourself and Your Property.' Please join us as Deb Kinney with DLK Law Group and I discuss the doucments you need in place to guarantee that your healthcare will be what you choose should you be incapacitated, and your property, including your home, will be cared for as you have planned. for more info go to www.seniorhomesalesf.com
When: Thursday, Oct 20th at noon
Where: St John's Armenian Church, 275 Olympia Way @ Clarendon, San Francisco
RSVP: 415-695-7707
A complimentary lunch sponsored by Care for Seniors will be served
