Senior Resources

Advice and Consulting:

Once an assessment has been completed, there may be a number of decisions to be made regarding home care or moving to an assisted living community.  These organizations can help:

Initial Assessments:

An assessment is an important first step in determining the capacity and best plan of action for the older adult.  It can ascertain what services and/or living situation would best serve their needs.

Financial Planners:

Although you may have an existing plan, when the time comes to retire, it is important to review what you have and how you will be able to use it.  If you are selling your home, you will need to understand the implications of the sale.  If you buy again, you may be able to take your tax base with you.  Or you may have capital gains questions.  You most certainly should have advice about how to maximize your returns.  Here are the names of some advisors who can help you:

Peter Philipp
Cambridge Investment Research
155 Montgomery St Suite 1001
San Francisco, CA 94104
www.cirsf.com

Each time you change your life, it is important to re-evaluate your insurance needs.  Here are some advisors who can assist you: 

Conservators:

A conservator is a person or organization chosen to protect and manage the personal care and/or finances of someone who has been found by a judge to be unable to do so.

Fiduciaries:

A fiduciary is a person who assumes responsibility for a position of trust.

Fiduciaries serve by court appointment as guardians, conservators and personal representatives of estates. They also serve by agreement as trustees, representative payees or as agents under powers of attorney.  For more information, take a look at

http://www.pfac-pro.org/pages/nav_what_is_a_fiduciary.htm . 

Legal Advice:

When you change your living arrangements, it is a good idea to review your legal documents.  Is your estate planning up to date?  How can you best protect yourself, partner/spouse, family and heirs?  Here are the names of some attorneys specializing in estate planning and elder law:

Many seniors prefer to age in place, staying in their existing homes, or downsizing to a smaller one.  There are many options for those who make this choice, from Naturally Occurring Retirement Communities (NORCs) to simply staying in one’s own home with assistance from friends, family or paid care givers.  Here are some information sources:

415-255-2880

Senior living communities:

If you have made the decision to move to a senior community, there are several different options, offering different levels of care.  Each is described below:

Independent Living

These are private apartments with housekeeping services.  Transportation and communal meals are available.  They might allow care givers who would be privately hired but not live-in.

Continuing and Life Care Communities

These are residences that are purchased by seniors of 65 years or older. There is generally an application or processing fee and monthly fees. They offer both independent units and assisted living and skilled nursing as the need arises. This is the most expensive residence plan for seniors. Some may have an upper age and/or health requirement at admission

Planned Adult Communities:  These are complexes of condos, townhouses and single family homes, often around a golf course, which can offer a wide range of classes and activities as well as amenities such as pools and club houses.  Residents must be 55 or older.

Moving assistance:

The very idea of going through years of possessions and deciding what to do with it all can be daunting.  Here are some resources that specialize in assisting seniors who are planning a move.

Below are some Bay Area resources that can be of assistance.

415-845-5782